Whether you’ve experienced fire, water, or wind damage in your New England home, there’s a high probability you’ll have to go through your insurance company to get your damage restoration services approved.
If you haven’t dealt with the insurance claims restoration process before—and we hope you haven’t! — it can be rather confusing. To help you know what to expect, we at Local Home Services have put together a list of some of the most commonly asked questions below. If you don’t see what you’re looking for, don’t hesitate to call us and ask!
While the choice to file a claim is ultimately yours, there are some cases where filing a claim simply doesn’t make sense. For example, if you have a high deductible, the damage restoration may cost less than the deductible itself—making it easier to just take care of on your own, without going through your insurance company.
Contact a reputable New England insurance restoration company to assess your damage and help you determine whether you should file a claim.
Although many people go directly to their insurance companies when a disaster strikes, it’s often a good idea to have a restoration company in place before you begin the claims process. By hiring a company beforehand, you can get help with documenting the damage properly, meeting the insurance company’s adjuster, and completing the required paperwork.
Keep in mind that your insurance company may recommend a New England damage restoration company for you to use. While you are free to accept this recommendation, also know that it is your legal right to choose your own contractor.
At LHS New England, we can help you with insurance claims for nearly any kind of damage restoration, including:
Keep in mind, however, that specific coverage depends on your particular insurance policy. If you have any questions, contact your insurance provider or give us a call to see how we can help.
Most homeowner’s insurance policies have a clause that requires the homeowner to prevent further loss or damage as much as possible—something known as “mitigating damages.” Failure to mitigate damages can result in forfeiture of your insurance coverage.
So if you are facing an emergency, call LHS New England right away! We have emergency responders available 24-hours a day, 7 days a week. The sooner we can arrive at your home, the sooner we can start mitigating and documenting the damage—two critical steps to eventually getting your insurance restoration claims approved.
When choosing a contractor for your damage restoration and insurance claims assistance, be sure to ask yourself—and the company—the following questions:
Whatever kind of damage your home has suffered, LHS New England is here to help you restore its condition with minimal stress and personal expense. Call us today for more information, or fill out our online form to request your free pricing!
If you've experienced an emergency event, whether a flood, fire, or trauma, Local Home Services of New England is available 24/7 to help. Call us right now.
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